GMS Wealth Academy — Wealth Navigators (Ages 11–13)

An applied financial literacy and simulation based wealth education masterclass for early teenagers ages 11–13. The full course includes structured lessons, age appropriate activities, financial decision examples, review quizzes and practical projects. Lessons emphasize real world money concepts, saving, budgeting, consumer safety, business building and responsible simulation. All investing and trading related exercises are hypothetical and never require children to use live accounts. Adult guidance is essential for younger learners. The goal is comprehension and financial self knowledge, not promises of income.